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Banking Connect
Get onboarded quickly and offer your customers a hassle way to pay via bank’s mobile app or banking site.
What is Banking Connect?
A new interoperable framework
Banking Connect brings multiple banks onto a single network, simplifying how businesses accept payments directly from customer bank accounts.
Simpler than the old way
Earlier, merchants faced long waits as payment gateways got them onboarded with banks one by one. With Banking Connect, that process is unified and much faster.
One signup for instant access
Zoho Payments enables merchants to start using available net banking options on the Bharat Connect network within a day of onboarding.
Faster go-live
Businesses can begin accepting Banking Connect payments almost immediately. No delays. No repeated approvals.
Expanding bank coverage
Already live with AU Small Finance Bank, Federal Bank, HDFC Bank, ICICI Bank, State Bank of India (SBI), YES Bank, with more banks being added soon to broaden customer choice.
How does it work for your customers?
Offer Banking Connect at checkout
Customers will see Banking Connect (Net Banking) as an additional payment option alongside UPI and Cards.
Give flexibility to pay with this new option
Customers can pay by either scanning a QR code in their bank’s mobile app or logging in to their bank’s net banking site.
Get real-time updates
Every completed payment is instantly confirmed and reflected in your Zoho Payments dashboard and connected business apps.
Why enable Banking Connect with Zoho Payments?
One signup, many banks
No repeated processes. Get access to participating banks on the Bharat Connect network with a single onboarding through Zoho Payments.
Faster go-live
Skip long waiting times. Start offering Banking Connect to your customers within a day of onboarding.
Faster settlements
Get funds credited to your merchant account quickly.
Better customer experience
Give your customers more choice with QR-based payments in their mobile banking app or redirection to their net banking site.
Unified reporting
Track all Banking Connect payments alongside UPI, cards, and other payment modes directly in your Zoho Payments dashboard.
Secure and compliant
Built on Bharat Connect framework and protected with RBI guidelines.
Walkthrough of Zoho Payments personalized to your business needs