Why is my net banking payment taking longer to be paid out?

ayments made via Net Banking are usually made available for payout within T+2 business days. However, payments made after 8.00 PM IST can take up to T+3 business days to be made available.

Insight: T here denotes the actual transaction date.

This delay is due to varying cut-off times set by different banks. A cut-off time is the deadline after which transactions are processed on the next business day. For example, if State Bank of India (SBI) has a cut-off time of 8:00 PM, any payments made after that time may be processed the next business day, leading to delays. However, the payment will be available in your next payout.

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