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Smarter spend control at every swipe with Zoho Expense and Pine Labs integration

Transform petty cash management with Pine Labs prepaid cards to eliminate cash handling, ensure policy adherence, and stop leakages. Pay vendors through UPI in the Pine Labs app, with every expense recorded in real time in Zoho Expense.

*Pine Labs integration is only available for the IN edition of Zoho Expense
About Pine Labs
Dashboard showing Zoho Expense and Pine Labs integration with card transactions, expense status, and payment insights

Key benefits

Built-in automated expense compliance

Real-time card feeds for instant expense reconciliation

Pay via any QR code using UPI and track instantly

Custom spending limits and controls with auto-categorization

Benefits of integrating
Zoho Expense with Pine Labs

Expense dashboard showing real-time synced transactions from Pine Labs cards within Zoho Expense.

Real-time expense management with instant feeds

Zoho Expense captures every card and UPI transaction in real time, automatically categorizes them using merchant details, and matches receipts as soon as they’re snapped, so expenses are submitted accurately, faster, and without manual effort.

Chart and dashboard view displaying categorized spending limits and control settings in Zoho Expense.

Smart spend control

With Pine Labs prepaid cards, set card level limits, track usage, and simplify reconciliations for full visibility, zero cash leakages, and complete financial governance.

Mobile screen with QR code for UPI payment and expense recorded automatically in Zoho Expense.

Cashless QR payments via UPI

Pay any QR code based expense directly via UPI in Pine Labs One mobile app and track it instantly in Zoho Expense, ensuring every transaction is recorded without manual entry.

Expense summary view showing auto top-up balance request for prepaid Pine Labs cards.

Automatic top-up request:

Initiate top-up requests automatically to maintain the minimum balance on your Pine Labs cards once expenses are approved, ensuring your petty cash always stays funded.

Zoho Expense report creation screen showing automation for expense report generation and submission.

Recurring payments

Set up automatic payments for recurring bills like rent, utilities, and subscriptions so every payment is made on time without manual intervention or reminders.

Dashboard showing automated recurring payment setup for monthly expenses like rent and utilities.

Automated report creation

Generate and submit expense reports automatically for every card transaction on the set billing date. Track all spending seamlessly and provide managers with timely visibility without missed expenses.

Ready to integrate?

Why

Zoho Expense?

What our customers

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Puma has been using Zoho Expense in Oceania for over 3 years and our users have found the web interface and the phone apps to be feature rich and always improving.The look and feel is modern and pleasing to the eye. Puma has recently expanded the usage of Zoho Expense to multiple new regions around the globe, and throughout, the Zoho team has been extremely supportive to the unique requirements of each region and helped to make the onboarding experience painless.

Mark Hawkins

Director, Operations PUMA SEA

We started using Zoho Expense across our whole IFFCO group for Travel and Expense Management as one of the key aspects to keep control on spends. It was a challenge to manage employee spend and expense reporting across our multiple office locations with disparate solutions. We found Zoho Expense as a very powerful and flexible tool which allows us to accommodate many different expense policies and compliances in respect to many different countries' regulations.

Jaroslaw Pietraszko

Director ERP & Digital Transformation, IFFCO Group

The Zoho Expense team has provided us with the best features—especially the receipt auto-scan, which eases our expense reporting journey with its mobile functionality. Our employees use Zoho Expense and its features extensively, particularly the mobile app. Above all, with the Zoho Analytics integration, we always get the insights we need with multiple dashboards to analyze our business spend. We’re one of those happy customers who are looking forward to seeing many new features and integrations within the application.

Amit Rai

CHRO, Tata Play Fiber


Rated by the best

Adjudged as one of the best expense management solutions by customers
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